SIP vs. Recurring Deposit – Which one’s better?

SIP vs RD are two popular saving plans between retail investors, which helps the idea of long-term wealth creation. SIP is an investment plan in mutual funds and RD is a recurring deposit in banks. But still, they have many differentiations. To make reasonable decision investors should judge the differences between SIP and RD. In this article, we will discuss various factors of differentiation. Understanding SIP & RD SIP ( [...]

By |2019-08-17T11:38:58+00:00August 17th, 2019|SIP|0 Comments

How to earn regular income from mutual funds

The mutual fund is the process of collecting funds from various investors and investing them into the plan that benefits them in future. The mutual funds will provide regular income to both the investor and the Mutual fund distributor. This a chain that keeps ongoing and receives the regular income. Want to earn a regular income from mutual funds? For investors the simple answer to this is SWP. The right [...]

By |2019-08-16T13:12:31+00:00August 16th, 2019|Mutual Fund Distributor, mutual funds|0 Comments

Mutual Fund Risk Ratio: A Quick Overview

 Introduction Mutual funds are considered as a profitable investment option. Since there are different schemes available in the market, it can get confusing for the investors to make a choice. Based on the long-term financial goals and tenure, an investment option should be chosen. Mutual funds offer diversification of the mutual fund portfolio and carry a low risk with a high return probability. The Mutual fund risk ratio can help [...]

By |2019-08-03T10:22:38+00:00August 3rd, 2019|mutual funds|0 Comments

LTCG tax : Capital Gains, Changes by CBDT

Long term capital gains (LTCG tax) refer to profit generated by the sale of long term capital assets. These products are held for a particular period before the sale. LTCG is a taxable component. Recently, the norms related to disclosing LTCG for ITR returns have been relaxed. The Union Budget of 2018 re-introduced the Long Term Capital Gains Tax or LTCG tax on capital gains (profits earned from the sale [...]

By |2019-08-03T11:11:01+00:00August 3rd, 2019|mutual funds|0 Comments

BSE: Understanding Stocks, Difference between BSE & NSE

Introduction The Bombay Stock Exchange (BSE) is the first and largest security market in India. It was established in 1875. Based in Mumbai, the BSE lists 6,000 companies(approximately) and is one of the leading exchanges in the world along with the NYSE, NASDAQ, London Stock Exchange Group, Japan Exchange Group, and Shanghai Stock Exchange. There are approximately 6000 companies listed on BSE making it the world's No. 1 exchange in [...]

By |2019-08-03T06:36:23+00:00August 3rd, 2019|Investment|0 Comments

Compound Interest Calculator: How to calculate, with examples

Simple interest and compound interest – these are the two methods of calculating interest charged on the loans taken, a deposit made in a bank, etc. Well, no matter whether you borrow funds from a bank or Non-Banking Financial Company(NBFC), the interest charge is always attached. So, the borrower needs to know simple and compound interest to make a sound decision. In this blog, we will be discussing the concept [...]

By |2019-08-09T12:54:10+00:00August 2nd, 2019|Investment|0 Comments

NISM VA series exam Preparation Tips

People may get confused when it can be the best NISM VA Preparation Tips? They keep scrolling the internet and gets nothing. In this article, we will study about NISM VA Preparation Tips. The NISM Series V A: Mutual Fund Distributors Certification (English) Exam is a mandatory exam for those persons who wish to get registered with AMFI for starting their own Mutual Fund Distribution business. It is also very [...]

By |2019-08-08T09:02:08+00:00August 1st, 2019|Mutual Fund Distributor|0 Comments

Mutual fund taxation: Types of holding periods & Taxation on different funds

As banks provide lower rates of return on Fixed Deposits and savings accounts, mutual funds emerged as the best investment option for investors. In fact, the scope of mutual funds in India has now moved beyond just the larger cities and has now moved on to even the country’s smaller urban locations. Now, investors large and small are investing their hard-earned money into mutual funds. Hence it is common that [...]

By |2019-08-08T09:01:39+00:00August 1st, 2019|mutual funds|0 Comments

ULIP returns Insurance Plans

Overview on ULIP Returns ULIP returns stand for unit-linked insurance plans. ULIP is a combination of insurance and investment. Here policyholders can pay a premium monthly or annually. A small amount of the premium goes to secure life insurance and the rest of the money is invested just like a mutual fund does. Policyholder works on investing through the term of the policy – 5,10 or 15 years and collects [...]

By |2019-08-08T09:01:10+00:00August 1st, 2019|Investment|0 Comments